Terms of Service

1. Acceptance of Terms

By accessing or using AsesorIA (“the Service”), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service.

2. Description of Service

AsesorIA provides AI-powered financial educational guidance. The Service is for informational and educational purposes only. It does not constitute financial, tax, legal, or investment advice and does not establish any professional advisor-client relationship.

3. Important Disclaimer

The information provided through AsesorIA is for educational purposes only. You should not rely solely on this information when making financial decisions. Always consult with a qualified, licensed financial professional, CPA, or attorney before making significant financial decisions.

AsesorIA is not a registered investment advisor, broker-dealer, tax advisor, law firm, or financial planner. We do not provide licensed professional advisory services. The AI-generated responses reflect general information and may be incomplete, outdated, or inaccurate for your specific circumstances.

4. Account Registration

You must provide accurate and complete information when creating an account. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.

5. Subscription and Payments

Paid subscriptions are billed monthly. You may cancel your subscription at any time; cancellation takes effect at the end of the current billing period. We do not provide refunds for partial months of service.

Prices are subject to change with 30 days advance notice. Continued use after a price change constitutes acceptance of the new price.

6. Acceptable Use

You agree not to: (a) use the Service for any unlawful purpose; (b) attempt to gain unauthorized access to any portion of the Service; (c) upload malicious code; (d) scrape or systematically collect data from the Service; (e) resell or redistribute Service outputs without authorization.

7. Intellectual Property

All content, features, and functionality of the Service — including text, graphics, logos, and software — are the exclusive property of AsesorIA. You may not reproduce, distribute, or create derivative works without express written permission.

8. Limitation of Liability

To the maximum extent permitted by law, AsesorIA shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service. Our total liability shall not exceed the amount you paid for the Service in the 12 months preceding the claim.

9. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes via email or a notice on the Service. Your continued use after notification constitutes acceptance of the updated Terms.

10. Contact

For questions about these Terms, contact us at: support@asesor.elainesystem.com